Everything you need to know about AHC.
We're building something that doesn't have a perfect comparison — a subscriber-owned company that grows your ownership the longer you stay. That means questions come up. Good. We'd rather answer them here than have you wonder.
If something isn't covered below, Justin reads every email personally.
Email Justin directlyThe basics
America's Holding Company is a subscriber-owned corporation. You subscribe for $27 a month, and every year you stay, you earn real Class B shares in the company. The longer you stay, the more you own.
Every Christmas, you receive a picture frame ornament — a tangible reminder of your membership and a frame for the most important moment of your year. That's the product. The ownership is what you're really building.
Each year you complete as a subscriber, you earn Class B shares in America's Holding Company. The formula is simple: the year number becomes the multiplier.
| Year | Shares earned that year | Total shares accumulated |
|---|---|---|
| Year 1 | 10 shares | 10 shares |
| Year 2 | 20 shares | 30 shares |
| Year 3 | 30 shares | 60 shares |
| Year 5 | 50 shares | 150 shares |
| Year 10 | 100 shares | 550 shares |
Your ownership compounds every year you stay. Time is the only currency that matters here.
Your $27 a month subscription includes:
- An annual picture frame Christmas ornament delivered to your door
- Class B shares in America's Holding Company — earned each year you stay
- Access to the AHCI Owners Manual
- Voting rights as your share count grows
- Membership in a community of people who believe their time has value
The ornament is the product. The ownership is the point.
We maintain a 60-day two-way money-back guarantee. Within the first 60 days, you can reach out and we will begin the refund process — no questions asked.
It's two-way because it goes both directions. If we don't feel we can provide the value you're looking for, or if we see red flags in how someone is treating the community, we reserve the right to initiate that refund and end the relationship early.
We'd rather part ways cleanly than build something with the wrong people.
Shares & ownership
America's Holding Company has three classes of shares, each designed to do a different job:
| Class | % of company | Votes per share | Purpose |
|---|---|---|---|
| Class A | 19% | 30 votes | Company control & direction |
| Class B | 51% | 5 votes | Subscriber ownership & retirement |
| Class C | 30% | 1 vote | Future public market & liquidity |
The voting structure is intentional. Class B shareholders — the subscribers — hold the collective majority of voting power when their shares accumulate. The people who show up the longest have the most say.
Class A shares carry 30 votes per share and represent 19% of the company. They exist to maintain stable control and direction during the early years of building AHC.
Class A shares can only be gifted by America's Holding Company — they cannot be purchased. Currently Justin Stephens holds the Class A shares as chairman of the board. No additional Class A shares will be issued until the bylaws are updated by the shareholder community to determine how board control transitions across generations.
Class B shares are the heart of the AHC ownership model. They can only be earned through the subscription — never purchased directly — and they can only be sold back to America's Holding Company.
When you're ready to cash out your Class B shares, you have two options:
- Complete cash out: Your Class B shares convert to Class C shares, which you can sell to anyone at the current market price
- Owner financing: You finance your shares back to AHC over time, earning a premium based on how long you hold
The owner financing schedule rewards patience:
| Financing period | Value earned |
|---|---|
| 3 years | 125% of share price |
| 5 years | 150% of share price |
| 10 years | 200% of share price |
| 15 years | 250% of share price |
| 20 years | 300% of share price |
Our long-term goal is to maintain a Class C share price of $300. If that goal is achieved, a Class B share financed over 20 years could be worth up to $900 per share.
Class C shares are designed to be the public-facing equity of AHC — tradeable on the open market once the company reaches that stage. Unlike Class A and B shares, anyone or any entity can own Class C shares.
They carry 1 vote per share and represent 30% of the company. Their purpose is to create liquidity — a way for people to buy into and sell out of AHC without disrupting the subscriber ownership structure.
Class C shares are the future liquidity engine. Class B shares are where long-term ownership lives.
AHC is in its early building stage — the share price today reflects that. Our long-term goal is to maintain a Class C share price of at least $300 per share, managed through the company's first right of refusal on all share transfers until we have filed with the SEC.
The value of your ownership grows in two ways: as the share price grows over time, and as your share count compounds each year you stay subscribed. The earlier you join and the longer you stay, the more you stand to benefit from both.
Membership & cancellation
Yes. You are in complete control of your membership through Stripe, our billing provider. You can cancel or pause at any time with no penalties — just log into your account directly.
However, there is one important thing to understand: when you cancel, you forfeit the compounding ownership value your time has built. The shares you've earned represent years of showing up — and that time cannot be reclaimed if you leave and rejoin later. Your year count resets to zero.
You can cancel anytime. But your time only counts while you're here.
Manage your subscription →There are several ways to be part of what we're building:
- Follow along: Follow Justin on social media, engage with the content, share your thoughts and ideas
- Subscribe: Become a subscriber and start earning your stake — this is the foundation of everything
- Share the mission: Use your affiliate link to introduce people to AHC and grow the community together
- Bring opportunities: If you see a business or partnership opportunity that fits what we're building, reach out directly
This is a grassroots effort. Every person who believes in it and talks about it is helping write history.
Legal & share transfers
The First Right of Refusal is a bylaw provision that allows America's Holding Company to purchase shares before they transfer to a third party — specifically if the proposed sale price is below what AHC is currently issuing shares for. This protects the long-term value of the equity for all shareholders.
Think of it like the bylaws of AHC functioning the way the Constitution functions for the United States — the rules that govern how the company operates and protects its shareholders.
First right used
Shareholder A wants to sell 10 shares at $299/share — $1 below AHC's current price.
AHC exercises its right, buys the 10 shares at $2,990, removes them from circulation, and can resell at the current price.
First right bypassed
Shareholder A wants to sell 10 shares at $301/share — $1 above AHC's current price.
AHC confirms the transfer. The shares move from Shareholder A to the new shareholder at the agreed price.
Right of First Refusal. No stockholder shall sell, assign, pledge, or in any manner transfer any of the shares of Common Stock of the corporation ("Common Stock") or any right or interest therein, whether voluntarily or by operation of law, or by gift or otherwise, except by a transfer which meets the requirements hereinafter set forth in this bylaw:
8.9.1. If the stockholder receives from anyone a bona fide offer acceptable to the stockholder to purchase any Common Stock held by such stockholder, then the stockholder shall first give written notice thereof to the Company. The notice shall name the proposed transferee and state the number of shares of Common Stock to be transferred, the price per share and all other terms and conditions of the offer.
8.9.2. For thirty (30) days following receipt of such notice, the corporation or its assigns shall have the option to purchase all or any lesser part of the Common Stock specified in the notice at the price and upon the terms set forth in such bona fide offer.
8.9.3. In the event the Company elects to acquire any of the Common Stock of the selling stockholder as specified in said selling stockholder's notice, the Secretary of the Company shall so notify the selling stockholder and settlement thereof shall be made within thirty (30) days after the Secretary of the Company receives said selling stockholder's notice.
8.9.4. In the event the Company does not elect to acquire all of the Common Stock specified in the selling stockholder's notice, said selling stockholder may, within the sixty (60) day period following the expiration of the option rights granted to the Company, sell elsewhere the Common Stock specified in said selling stockholder's notice which were not acquired by the Company, provided that said sale shall not be on terms and conditions more favorable to the purchaser than those contained in the bona fide offer.
8.9.8. The foregoing right of first refusal shall terminate upon the date Common Stock of the Company is first offered to the public pursuant to a registration statement filed with, and declared effective by, the Securities and Exchange Commission under the Securities Act of 1933, as amended.
Justin reads every email personally.
If something isn't answered here, don't wonder — just ask. We're building this in public and we'd rather over-communicate than leave anyone in the dark.
Email Justin directlyQuestions answered. Time to build your stake.
$27 a month. A Christmas ornament. Real ownership that grows every year you stay. Cancel anytime — but remember, your time only counts while you're here.
How do I get involved?
This is a grass roots effort of people working together to write history.
The first way you get involved is by following us along the journey. Follow Justin on your preferred social network, engage with him, and give him ideas.
The second way to get involved is by becoming a client. Just like social security, this is a pay to play system. You must be a client to become a shareholder and a production center.
The third way to get involved is to use your affiliate link and share our mission and vision with others.
The fourth way to get involved is through bringing business opportunities for us to purchase.
Depending on how much of the business we are able to buy will determine how we are able to take care of their employees.
Our biggest need right now is initial clients to build out our delivery system with.
If you see the vision of what we are creating and are willing to work with us to create this reality, I invite you to become a client today.
What are the different share classes?
There are 3 different common shares of America's Holding Company designed to do different things for the business.
At the highest level, here are the breakdowns:
Class A shares are designed to control all the decisions for the company
Class B shares are designed to be part of your retirement plan
Class C shares are designed to be used and traded throughout life
The breakdown of the share classes is as follows:
Class A shares - 19% of total shares
Class B shares - 51% of total shares
Class C shares - 30% of total shares
How Do Class A shares control the company?
The way that Class A shares maintain control of the company is through the voting power assigned to all the shares.
Here is the voting power of each share class:
Class A shares - each share counts for 30 votes
Class B shares - Each share counts for 5 votes
Class C shares - Each share counts for 1 vote
How Do You Get Class A shares?
Our company is designed so that the Class A shares are extremely difficult to get ownership in. We are looking for people who see the vision of what we are building and can bring an immense amount of value to the table in order to make our dream a reality.
How Do Class C shares work?
Only individuals may own Class B shares, and they may only be received directly from America's Holding Company.
The only entity who can buy a Class B share is America's Holding Company.
When selling Class B shares, you may decide to do a complete cash out, in which case the Class B share will be converted to a Class C share, and you can sell it to anyone at the current prices.
If you would like to use the Class B shares as intended with your retirement, you may owner finance them back to America's Holding Company. The longer that you are able to finance the shares, the more valuable the shares will be for you.
The length of time that someone finances their ownership back to us will determine the value they get per share.
3 year financing earns 125% of current stock price
5 year financing earns 150% of current stock price
10 year financing earns 200% of current stock price
15 year financing earns 250% of current stock price
20 year financing earns 300% of current stock price
Our goal is to maintain a stock price of $300 per share.
If you use the Class B shares as intended, then you could owner finance each Class B share for up to $900 per share.
You can sell them at $300 per share or 300% of whatever the current Class C stock price is at the time of the sale, whichever is higher.
How do you get Class B Shares?
You can earn Class B shares through investing time learning with one of our education centers, or by working within one of the companies that we own.
Depending on the amount of a company we own determines how many shares each employee will get each year they work at that company. The number of years they have worked at that company will then become the multiplier each year for that individual.
10% ownership by AHCI earns every W2 employee 2 Class B shares per year
25% ownership by AHCI earns every W2 employee 4 Class B shares per year
49% ownership by AHCI earns every W2 employee 12 Class B shares per year
80% ownership by AHCI earns every W2 employee 18 Class B shares per year
Our goal is to never own more than 80% of a company. We want the leadership team to have ownership and be bought into what they are building.
How I cancel or pause my membership?
Justin Stephens personally handles all cancellations and paused memberships. You may email him directly at [email protected]
Is there guarantee?
As is the case with all businesses, you cannot guarantee anything due to the nature of custom service work. With that said, we maintain a 60-day money back 2-way guarantee.
This means that within the first 60 days, you may reach out and let us know you would like to cancel and we will begin the refund process.
It also means that if we don't feel that we can't provide the value you want in the way and time you want it that we can initiate that refund to end the relationship.
We do this because working with the wrong people for too long is one of the biggest mistakes businesses can make. We want it easy for you to get out if it is not a good fit. We also want to be able to end the relationship early if we see red flags or don't feel like they are treating our team with respect.
What Are These Shares worth?
Our goal with the company is to maintain a share price of at least $300 per share. We are doing this through managing the price that we let shares go for as well as the first right of refusal that we have over all shares trading hands until we have filed with the SEC.
This means that if someone wants to sell their Class C shares for $200, the company gets the right to buy these shares first.
We can then sell them to the general public at the $300 price point that we maintain at a profit.
This creates liquidity for our shareholders while maintaining our share price point.
Right now the shares are worth $25 per share, we currently have owners who are valuing the education at that level and are buying into our ecosystem.
That said, the company does not plan on buying back shares from our shareholders unless they find another buyer and put together a deal with that buyer.
That is when the first right of refusal comes into play.
We as an organization can approve of the transfer from person to person, or we may make the purchase with the seller to take the equity out of circulation.
We will only take equity out of circulation if it is under the price that we are currently creating equity at.
What is the First Right of Refusal?
This is designed to let us manage the price of our equity and make sure that it doesn't fall below the price that we are selling the equity for through our education system.
This is what is written in our bylaws to do this.
The bylaws of an organization dictate how a company operates.
This is the same way that the Constitution of the United States runs our government.
Excerpt from America's Holding Company Bylaws
8.9 Transfer Restrictions
Right Of First Refusal. No stockholder shall sell, assign, pledge, or in any manner transfer any of the shares of Common Stock of the corporation (“Common Stock”) or any right or interest therein, whether voluntarily or by operation of law, or by gift or otherwise, except by a transfer which meets the requirements hereinafter set forth in this bylaw:
8.9.1. If the stockholder receives from anyone a bona fide offer acceptable to the stockholder to purchase any Common Stock held by such stockholder, then the stockholder shall first give written notice thereof to the Company. The notice shall name the proposed transferee and state the number of shares of Common Stock to be transferred, the price per share and all other terms and conditions of the offer.
8.9.2. For thirty (30) days following receipt of such notice, the corporation or its assigns shall have the option to purchase all or any lesser part of the Common Stock specified in the notice at the price and upon the terms set forth in such bona fide offer. In the event the Company elects to purchase all or, as agreed by the stockholder, a lesser part, of the Common Stock, it shall give written notice to the selling stockholder of its election and settlement for said Common Stock shall be made as provided below in subparagraph (c).
8.9.3. In the event the Company elects to acquire any of the Common Stock of the selling stockholder as specified in said selling stockholder’s notice, the Secretary of the Company shall so notify the selling stockholder and settlement thereof shall be made within thirty (30) days after the Secretary of the Company receives said selling stockholder’s notice.
8.9.4. In the event the Company does not elect to acquire all of the Common Stock specified in the selling stockholder’s notice, said selling stockholder may, within the sixty (60) day period following the expiration of the option rights granted to the Company, sell elsewhere the Common Stock specified in said selling stockholder’s notice which were not acquired by the Company, in accordance with the provisions of paragraph (c) of this bylaw, provided that said sale shall not be on terms and conditions more favorable to the purchaser than those contained in the bona fide offer set forth in said selling stockholder’s notice. All Common Stock so sold by said selling stockholder shall continue to be subject to the provisions of this bylaw in the same manner as before said transfer.
8.9.5. Anything to the contrary contained herein notwithstanding, the following transactions shall be exempt from the provisions of this bylaw:
8.9.5.1. A stockholder’s transfer of any or all Common Stock held either during such stockholder’s lifetime or on death by will or intestacy to such stockholder’s family. “Immediate family” as used herein shall mean spouse, lineal descendent, father, mother, brother, or sister of the stockholder making such transfer.
8.9.5.2. A stockholder’s bona fide pledge or mortgage of any Common Stock with a commercial lending institution, provided that any subsequent transfer of said Common Stock by said institution shall be conducted in the manner set forth in this bylaw.
8.9.5.3. A stockholder’s transfer of any or all of such stockholder’s Common Stock to any other stockholder of the Company.
8.9.5.4. A stockholder’s transfer of any or all of such stockholder’s Common Stock to a person who, at the time of such transfer, is an officer or director of the Company.
8.9.5.5. A corporate stockholder’s transfer of any or all of its Common Stock pursuant to and in accordance with the terms of any merger, consolidation, reclassification of Common Stock or capital reorganization of the corporate stockholder, or pursuant to a sale of all or substantially all of the stock or assets of a corporate stockholder.
8.9.5.6. A corporate stockholder’s transfer of any or all of its Common Stock to any or all of its stockholders.
8.9.5.7. A transfer of any or all of the Common Stock held by a stockholder which is a limited or general partnership to any or all of its partners.
8.9.5.8. In any such case, the transferee, assignee, or other recipient shall receive and hold such Common Stock subject to the provisions of this bylaw, and there shall be no further transfer of such Common Stock except in accord with this bylaw.
8.9.6. The provisions of this bylaw may be waived with respect to any transfer either by the Company, upon duly authorized action of its Board of Directors, or by the stockholders, upon the express written consent of the owners of a majority of the voting power of the Company (excluding the votes represented by those shares of Common Stock to be sold by the selling stockholder).
8.9.7. Any sale or transfer, or purported sale or transfer, of Common Stock shall be null and void unless the terms, conditions, and provisions of this bylaw are strictly observed and followed, unless superseded via a written stock purchase or other agreement with that stockholder and in such case such agreement’s terms shall control.
8.9.8. The foregoing right of first refusal shall terminate upon the date Common Stock of the Company is first offered to the public pursuant to a registration statement filed with, and declared effective by, the Securities and Exchange Commission under the Securities Act of 1933, as amended. The certificates representing the Common Stock shall bear the following legend so long as the foregoing right of first refusal remains in effect:
“THE SHARES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO A RIGHT OF FIRST REFUSAL OPTION IN FAVOR OF THE CORPORATION, AS PROVIDED IN THE BYLAWS OF THE CORPORATION.”
8.9.9. The provisions of this bylaw shall not apply to any transfer of shares of Preferred Stock of the Company or the shares of Common Stock issued upon conversion thereof.
Example of First Right of Refusal Being Used
Shareholder A would like to sell 10 shares to someone who is not a shareholder at a price of $299 per share.
America's Holding Company gets the paperwork to do the transfer of the share.
Seeing that it is $1 less than what we are currently selling shares for, we will opt to buy the 10 shares at the price of $2990.
This removes the shares from circulation and gives cash to our shareholder.
This also lets America's Holding Company resell those shares and make $1 on the sale of the shares.
Example of First Right of Refusal Being Bypassed
Shareholder A would like to sell 10 shares to someone who is not a shareholder at a price of $301 per share.
America's Holding Company gets the paperwork to do the transfer of the share.
Seeing that it is $1 more than we are currently selling our shares, we confirm the transfer of funds and transfer the shares from Shareholder A to our newest Shareholder.
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America's Holding Company Inc.
