Frequently Asked Questions

As we are building out our company and growing, questions will come up a lot that need answered in order to move forward. Our goal is to consolidate those answers on this page. As you are deciding if this is a good fit for you or not, you are always welcome to email justin personally at [email protected] to make sure we get your questions answered.

What are the benefits of participating in America's Holding Company Inc?

Wealth creation is depending on collecting and monetizing time.

The larger your team is, the easier it is to build and grow.

The core benefit of participating with America's Holding Company is that you are participating in a team wealth building experience.

When you first become a shareholder, you are able to activate an Investing in Your Future Opportunity. This is a team company, and we will win or lose together. The first thing we want to do with all shareholders is invest into their life.

On top of that, by being involved regularly you have access to the future of society investment opportunity.

There are a number of things that happen in life which drive our society forward as a group, if you have one of these experiences happen and you have made a payment to AHCI in the last 30 days.

Explain the Investing In Your Future Investment Opportunity

The goal is to build the biggest team, and in doing that we are starting by investing into your future.

You may invest $100 in order to receive 100 Class C shares once in your life time.

These shares are yours to do whatever you want with whenever you want to do it.

Explain the Future of Society Investment Opportunity

If you experience any of these life events, you will be able to invest an additional $100 to receive additional Class C equity.

Here are how many shares we give you depending on the event that you are dealing with:

Marriage: 50 Class C Shares

New Baby: 150 Class C Shares

Adopting a Child: 150 Class C Shares

Divorce: 50 Class C Shares

Unexpected Medical Event costing over $10,000: 50 Class C Shares

College Graduation: 300 Class C Shares

High School Graduation/GED: 100 Class C Shares

Death of your Child: 100 Class C Shares

Becoming a US Citizen: 250 Class C Shares

Joined the military/armed forces: 150 Class C Shares

What are the different share classes?

There are 3 different common shares of America's Holding Company designed to do different things for the business.

At the highest level, here are the breakdowns:

Class A shares are designed to control all the decisions for the company

Class B shares are designed to be part of your retirement plan

Class C shares are designed to be used and traded throughout life

The breakdown of the share classes is as follows:

Class A shares - 19% of total shares

Class B shares - 51% of total shares

Class C shares - 30% of total shares

How Do Class A shares control the company?

The way that Class A shares maintain control of the company is through the voting power assigned to all the shares.

Here is the voting power of each share class:

Class A shares - each share counts for 30 votes

Class B shares - Each share counts for 5 votes

Class C shares - Each share counts for 1 vote

How Do You get Class A shares?

Class A shares can only be gifted from America's Holding Company Inc and no other Class A shares will be gifted until as a society we re-write the by-laws and determine the best way to transition control and direction throughout generations.

Currently Justin Stephens has complete control of America's Holding Company Inc until the bylaws are re-written and expanded to build out a board that is transitioned and controlled by the Class B shareholders.

How Do Class B shares fit into my retirement?

Only individuals may own Class B shares, and they may only be received directly from America's Holding Company.

The only entity who can buy a Class B share is America's Holding Company.

When selling Class B shares, you may decide to do a complete cash out, in which case the Class B share will be converted to a Class C share, and you can sell it to anyone at the current prices.

If you would like to use the Class B shares as intended with your retirement, you may owner finance them back to America's Holding Company. The longer that you are able to finance the shares, the more valuable the shares will be for you.

The length of time that someone finances their ownership back to us will determine the value they get per share.

3 year financing earns 125% of current stock price

5 year financing earns 150% of current stock price

10 year financing earns 200% of current stock price

15 year financing earns 250% of current stock price

20 year financing earns 300% of current stock price

Our goal is to maintain a stock price of $300 per share.

If you use the Class B shares as intended, then you could owner finance each Class B share for up to $900 per share.

You can sell them at $300 per share or 300% of whatever the current Class C stock price is at the time of the sale, whichever is higher.

How do you get Class B Shares?

You can earn Class B shares through investing time learning with a subscriber of AHCI as an employee.

Depending on the participation level of a company determines how many shares each employee will get each year that they work at that organization. The number of years they have worked at that company will then become the multiplier each year for that individual.

$150 per month investment earns every W2 employee 2 Class B shares per year

$300 per month investment earns every W2 employee 4 Class B shares per year

$750 per month investment earns every W2 employee 5 Class B shares per year

$1500 per month investment earns every W2 employee 12 Class B shares per year

$2000 per month investment earns every W2 employee 18 Class B shares per year

When an employee first starts with an organization that is part of our system, they get a sign-on bonus with a 1 year vesting period.

That sign on bonus depends on the relationship a company has with AHCI.

$150 per month investment earns every W2 a sign-on bonus of 10 Class B shares

$300 per month investment earns every W2 a sign-on bonus of 25 Class B shares

$750 per month investment earns every W2 a sign-on bonus of 35 Class B shares

$1500 per month investment earns every W2 a sign-on bonus of 49 Class B shares

$2000 per month investment earns every W2 a sign-on bonus of 80 Class B shares

How Do Class C shares work?

The goal with the Class C shares is to treat this like a public market where people can buy and sell their ownership within the company. These shares are designed to be traded and used throughout life as a financial vehicle that you can put money into and take money out whenever you would like.

Anyone and any entity may own Class C shares, unlike Class A and B shares which may only be owned by individual people.

How Do You Get Class C shares?

With Class C shares, there are a few ways to get them.

The easiest way is to buy them either directly or from another shareholder that is looking to cash out.

You may also activate an Investing in Your Future Opportunity once when you become a subscriber to AHCI.

If you are a current member, you can also activate an investing in the future of society opportunity if you experience any of the life events that are eligible.

Can I cancel or pause my membership?

You may cancel or pause your membership at any time.

You are in complete control through the billing system set up and ran by Stripe. Click here to log into your account.

Is there guarantee?

As is the case with all businesses, you cannot guarantee anything due to the nature of business.

With that said, we maintain a 60-day money back 2-way guarantee.

This means that within the first 60 days, you may reach out and let us know you would like to cancel and we will begin the refund process.

It also means that if we don't feel that we can't provide the value you want in the way and time you want it that we can initiate that refund to end the relationship.

We do this because working with the wrong people for too long is one of the biggest mistakes businesses can make. We want it easy for you to get out if it is not a good fit. We also want to be able to end the relationship early if we see red flags or don't feel like they are treating our team with respect.

What Are These Shares worth?

Our goal with the company is to maintain a share price of at least $300 per share. We are doing this through managing the price that we let shares go for as well as the first right of refusal that we have over all shares trading hands until we have filed with the SEC.

This means that if someone wants to sell their Class C shares for $200, the company gets the right to buy these shares first.

We can then sell them to the general public at the $300 price point that we maintain at a profit.

This creates liquidity for our shareholders while maintaining our share price point.

Right now the shares are worth $25 per share, we currently have owners who are valuing the education at that level and are buying into our ecosystem.

That said, the company does not plan on buying back shares from our shareholders unless they find another buyer and put together a deal with that buyer.

That is when the first right of refusal comes into play.

We as an organization can approve of the transfer from person to person, or we may make the purchase with the seller to take the equity out of circulation.

We will only take equity out of circulation if it is under the price that we are currently creating equity at.

What is the First Right of Refusal?

This is designed to let us manage the price of our equity and make sure that it doesn't fall below the price that we are selling the equity for through our education system.

This is what is written in our bylaws to do this.

The bylaws of an organization dictate how a company operates.

This is the same way that the Constitution of the United States runs our government.

Excerpt from America's Holding Company Bylaws on First Right of Refusal

8.9 Transfer Restrictions

Right Of First Refusal. No stockholder shall sell, assign, pledge, or in any manner transfer any of the shares of Common Stock of the corporation (“Common Stock”) or any right or interest therein, whether voluntarily or by operation of law, or by gift or otherwise, except by a transfer which meets the requirements hereinafter set forth in this bylaw:

8.9.1. If the stockholder receives from anyone a bona fide offer acceptable to the stockholder to purchase any Common Stock held by such stockholder, then the stockholder shall first give written notice thereof to the Company. The notice shall name the proposed transferee and state the number of shares of Common Stock to be transferred, the price per share and all other terms and conditions of the offer.

8.9.2. For thirty (30) days following receipt of such notice, the corporation or its assigns shall have the option to purchase all or any lesser part of the Common Stock specified in the notice at the price and upon the terms set forth in such bona fide offer. In the event the Company elects to purchase all or, as agreed by the stockholder, a lesser part, of the Common Stock, it shall give written notice to the selling stockholder of its election and settlement for said Common Stock shall be made as provided below in subparagraph (c).

8.9.3. In the event the Company elects to acquire any of the Common Stock of the selling stockholder as specified in said selling stockholder’s notice, the Secretary of the Company shall so notify the selling stockholder and settlement thereof shall be made within thirty (30) days after the Secretary of the Company receives said selling stockholder’s notice.

8.9.4. In the event the Company does not elect to acquire all of the Common Stock specified in the selling stockholder’s notice, said selling stockholder may, within the sixty (60) day period following the expiration of the option rights granted to the Company, sell elsewhere the Common Stock specified in said selling stockholder’s notice which were not acquired by the Company, in accordance with the provisions of paragraph (c) of this bylaw, provided that said sale shall not be on terms and conditions more favorable to the purchaser than those contained in the bona fide offer set forth in said selling stockholder’s notice. All Common Stock so sold by said selling stockholder shall continue to be subject to the provisions of this bylaw in the same manner as before said transfer.

8.9.5. Anything to the contrary contained herein notwithstanding, the following transactions shall be exempt from the provisions of this bylaw:

8.9.5.1. A stockholder’s transfer of any or all Common Stock held either during such stockholder’s lifetime or on death by will or intestacy to such stockholder’s family. “Immediate family” as used herein shall mean spouse, lineal descendent, father, mother, brother, or sister of the stockholder making such transfer.

8.9.5.2. A stockholder’s bona fide pledge or mortgage of any Common Stock with a commercial lending institution, provided that any subsequent transfer of said Common Stock by said institution shall be conducted in the manner set forth in this bylaw.

8.9.5.3. A stockholder’s transfer of any or all of such stockholder’s Common Stock to any other stockholder of the Company.

8.9.5.4. A stockholder’s transfer of any or all of such stockholder’s Common Stock to a person who, at the time of such transfer, is an officer or director of the Company.

8.9.5.5. A corporate stockholder’s transfer of any or all of its Common Stock pursuant to and in accordance with the terms of any merger, consolidation, reclassification of Common Stock or capital reorganization of the corporate stockholder, or pursuant to a sale of all or substantially all of the stock or assets of a corporate stockholder.

8.9.5.6. A corporate stockholder’s transfer of any or all of its Common Stock to any or all of its stockholders.

8.9.5.7. A transfer of any or all of the Common Stock held by a stockholder which is a limited or general partnership to any or all of its partners.

8.9.5.8. In any such case, the transferee, assignee, or other recipient shall receive and hold such Common Stock subject to the provisions of this bylaw, and there shall be no further transfer of such Common Stock except in accord with this bylaw.

8.9.6. The provisions of this bylaw may be waived with respect to any transfer either by the Company, upon duly authorized action of its Board of Directors, or by the stockholders, upon the express written consent of the owners of a majority of the voting power of the Company (excluding the votes represented by those shares of Common Stock to be sold by the selling stockholder).

8.9.7. Any sale or transfer, or purported sale or transfer, of Common Stock shall be null and void unless the terms, conditions, and provisions of this bylaw are strictly observed and followed, unless superseded via a written stock purchase or other agreement with that stockholder and in such case such agreement’s terms shall control.

8.9.8. The foregoing right of first refusal shall terminate upon the date Common Stock of the Company is first offered to the public pursuant to a registration statement filed with, and declared effective by, the Securities and Exchange Commission under the Securities Act of 1933, as amended. The certificates representing the Common Stock shall bear the following legend so long as the foregoing right of first refusal remains in effect:“THE SHARES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO A RIGHT OF FIRST REFUSAL OPTION IN FAVOR OF THE CORPORATION, AS PROVIDED IN THE BYLAWS OF THE CORPORATION.”

8.9.9. The provisions of this bylaw shall not apply to any transfer of shares of Preferred Stock of the Company or the shares of Common Stock issued upon conversion thereof.

Example of First Right of Refusal Being Used

Shareholder A would like to sell 10 shares to someone who is not a shareholder at a price of $299 per share.

America's Holding Company gets the paperwork to do the transfer of the share.

Seeing that it is $1 less than what we are currently selling shares for, we will opt to buy the 10 shares at the price of $2990.

This removes the shares from circulation and gives cash to our shareholder.

This also lets America's Holding Company resell those shares and make $1 on the sale of the shares.

Example of First Right of Refusal Being Bypassed

Shareholder A would like to sell 10 shares to someone who is not a shareholder at a price of $301 per share.

America's Holding Company gets the paperwork to do the transfer of the share.

Seeing that it is $1 more than we are currently selling our shares, we confirm the transfer of funds and transfer the shares from Shareholder A to our newest Shareholder.

How do I get involved?

This is a grass roots effort of people working together to write history.


The first way you get involved is by following us along the journey. Follow Justin on your preferred social network, engage with him, and give him ideas.


The second way to get involved is by becoming a client. Just like social security, this is a pay to play system. You must be a client to become a shareholder and a production center.


The third way to get involved is to use your affiliate link and share our mission and vision with others.


The fourth way to get involved is through bringing business opportunities for us to purchase.


Depending on how much of the business we are able to buy will determine how we are able to take care of their employees.


Our biggest need right now is initial clients to build out our delivery system with.


If you see the vision of what we are creating and are willing to work with us to create this reality, I invite you to become a client today.

What are the different share classes?

There are 3 different common shares of America's Holding Company designed to do different things for the business.


At the highest level, here are the breakdowns:

Class A shares are designed to control all the decisions for the company

Class B shares are designed to be part of your retirement plan

Class C shares are designed to be used and traded throughout life


The breakdown of the share classes is as follows:

Class A shares - 19% of total shares

Class B shares - 51% of total shares

Class C shares - 30% of total shares

How Do Class A shares control the company?

The way that Class A shares maintain control of the company is through the voting power assigned to all the shares.


Here is the voting power of each share class:

Class A shares - each share counts for 30 votes

Class B shares - Each share counts for 5 votes

Class C shares - Each share counts for 1 vote

How Do You Get Class A shares?

Our company is designed so that the Class A shares are extremely difficult to get ownership in. We are looking for people who see the vision of what we are building and can bring an immense amount of value to the table in order to make our dream a reality.

How Do Class C shares work?

Only individuals may own Class B shares, and they may only be received directly from America's Holding Company.


The only entity who can buy a Class B share is America's Holding Company.


When selling Class B shares, you may decide to do a complete cash out, in which case the Class B share will be converted to a Class C share, and you can sell it to anyone at the current prices.


If you would like to use the Class B shares as intended with your retirement, you may owner finance them back to America's Holding Company. The longer that you are able to finance the shares, the more valuable the shares will be for you.


The length of time that someone finances their ownership back to us will determine the value they get per share.


3 year financing earns 125% of current stock price

5 year financing earns 150% of current stock price

10 year financing earns 200% of current stock price

15 year financing earns 250% of current stock price

20 year financing earns 300% of current stock price


Our goal is to maintain a stock price of $300 per share.


If you use the Class B shares as intended, then you could owner finance each Class B share for up to $900 per share.


You can sell them at $300 per share or 300% of whatever the current Class C stock price is at the time of the sale, whichever is higher.

How do you get Class B Shares?

You can earn Class B shares through investing time learning with one of our education centers, or by working within one of the companies that we own.


Depending on the amount of a company we own determines how many shares each employee will get each year they work at that company. The number of years they have worked at that company will then become the multiplier each year for that individual.


10% ownership by AHCI earns every W2 employee 2 Class B shares per year

25% ownership by AHCI earns every W2 employee 4 Class B shares per year

49% ownership by AHCI earns every W2 employee 12 Class B shares per year

80% ownership by AHCI earns every W2 employee 18 Class B shares per year


Our goal is to never own more than 80% of a company. We want the leadership team to have ownership and be bought into what they are building.

How I cancel or pause my membership?

Justin Stephens personally handles all cancellations and paused memberships. You may email him directly at [email protected]

Is there guarantee?

As is the case with all businesses, you cannot guarantee anything due to the nature of custom service work. With that said, we maintain a 60-day money back 2-way guarantee.


This means that within the first 60 days, you may reach out and let us know you would like to cancel and we will begin the refund process.


It also means that if we don't feel that we can't provide the value you want in the way and time you want it that we can initiate that refund to end the relationship.


We do this because working with the wrong people for too long is one of the biggest mistakes businesses can make. We want it easy for you to get out if it is not a good fit. We also want to be able to end the relationship early if we see red flags or don't feel like they are treating our team with respect.

What Are These Shares worth?

Our goal with the company is to maintain a share price of at least $300 per share. We are doing this through managing the price that we let shares go for as well as the first right of refusal that we have over all shares trading hands until we have filed with the SEC.


This means that if someone wants to sell their Class C shares for $200, the company gets the right to buy these shares first.


We can then sell them to the general public at the $300 price point that we maintain at a profit.


This creates liquidity for our shareholders while maintaining our share price point.


Right now the shares are worth $25 per share, we currently have owners who are valuing the education at that level and are buying into our ecosystem.


That said, the company does not plan on buying back shares from our shareholders unless they find another buyer and put together a deal with that buyer.


That is when the first right of refusal comes into play.


We as an organization can approve of the transfer from person to person, or we may make the purchase with the seller to take the equity out of circulation.


We will only take equity out of circulation if it is under the price that we are currently creating equity at.

What is the First Right of Refusal?

This is designed to let us manage the price of our equity and make sure that it doesn't fall below the price that we are selling the equity for through our education system.


This is what is written in our bylaws to do this.


The bylaws of an organization dictate how a company operates.


This is the same way that the Constitution of the United States runs our government.



Excerpt from America's Holding Company Bylaws

8.9 Transfer Restrictions


Right Of First Refusal. No stockholder shall sell, assign, pledge, or in any manner transfer any of the shares of Common Stock of the corporation (“Common Stock”) or any right or interest therein, whether voluntarily or by operation of law, or by gift or otherwise, except by a transfer which meets the requirements hereinafter set forth in this bylaw:


8.9.1. If the stockholder receives from anyone a bona fide offer acceptable to the stockholder to purchase any Common Stock held by such stockholder, then the stockholder shall first give written notice thereof to the Company. The notice shall name the proposed transferee and state the number of shares of Common Stock to be transferred, the price per share and all other terms and conditions of the offer.


8.9.2. For thirty (30) days following receipt of such notice, the corporation or its assigns shall have the option to purchase all or any lesser part of the Common Stock specified in the notice at the price and upon the terms set forth in such bona fide offer. In the event the Company elects to purchase all or, as agreed by the stockholder, a lesser part, of the Common Stock, it shall give written notice to the selling stockholder of its election and settlement for said Common Stock shall be made as provided below in subparagraph (c).


8.9.3. In the event the Company elects to acquire any of the Common Stock of the selling stockholder as specified in said selling stockholder’s notice, the Secretary of the Company shall so notify the selling stockholder and settlement thereof shall be made within thirty (30) days after the Secretary of the Company receives said selling stockholder’s notice.


8.9.4. In the event the Company does not elect to acquire all of the Common Stock specified in the selling stockholder’s notice, said selling stockholder may, within the sixty (60) day period following the expiration of the option rights granted to the Company, sell elsewhere the Common Stock specified in said selling stockholder’s notice which were not acquired by the Company, in accordance with the provisions of paragraph (c) of this bylaw, provided that said sale shall not be on terms and conditions more favorable to the purchaser than those contained in the bona fide offer set forth in said selling stockholder’s notice. All Common Stock so sold by said selling stockholder shall continue to be subject to the provisions of this bylaw in the same manner as before said transfer.


8.9.5. Anything to the contrary contained herein notwithstanding, the following transactions shall be exempt from the provisions of this bylaw:


8.9.5.1. A stockholder’s transfer of any or all Common Stock held either during such stockholder’s lifetime or on death by will or intestacy to such stockholder’s family. “Immediate family” as used herein shall mean spouse, lineal descendent, father, mother, brother, or sister of the stockholder making such transfer.


8.9.5.2. A stockholder’s bona fide pledge or mortgage of any Common Stock with a commercial lending institution, provided that any subsequent transfer of said Common Stock by said institution shall be conducted in the manner set forth in this bylaw.


8.9.5.3. A stockholder’s transfer of any or all of such stockholder’s Common Stock to any other stockholder of the Company.


8.9.5.4. A stockholder’s transfer of any or all of such stockholder’s Common Stock to a person who, at the time of such transfer, is an officer or director of the Company.


8.9.5.5. A corporate stockholder’s transfer of any or all of its Common Stock pursuant to and in accordance with the terms of any merger, consolidation, reclassification of Common Stock or capital reorganization of the corporate stockholder, or pursuant to a sale of all or substantially all of the stock or assets of a corporate stockholder.


8.9.5.6. A corporate stockholder’s transfer of any or all of its Common Stock to any or all of its stockholders.


8.9.5.7. A transfer of any or all of the Common Stock held by a stockholder which is a limited or general partnership to any or all of its partners.


8.9.5.8. In any such case, the transferee, assignee, or other recipient shall receive and hold such Common Stock subject to the provisions of this bylaw, and there shall be no further transfer of such Common Stock except in accord with this bylaw.


8.9.6. The provisions of this bylaw may be waived with respect to any transfer either by the Company, upon duly authorized action of its Board of Directors, or by the stockholders, upon the express written consent of the owners of a majority of the voting power of the Company (excluding the votes represented by those shares of Common Stock to be sold by the selling stockholder).


8.9.7. Any sale or transfer, or purported sale or transfer, of Common Stock shall be null and void unless the terms, conditions, and provisions of this bylaw are strictly observed and followed, unless superseded via a written stock purchase or other agreement with that stockholder and in such case such agreement’s terms shall control.


8.9.8. The foregoing right of first refusal shall terminate upon the date Common Stock of the Company is first offered to the public pursuant to a registration statement filed with, and declared effective by, the Securities and Exchange Commission under the Securities Act of 1933, as amended. The certificates representing the Common Stock shall bear the following legend so long as the foregoing right of first refusal remains in effect:


“THE SHARES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO A RIGHT OF FIRST REFUSAL OPTION IN FAVOR OF THE CORPORATION, AS PROVIDED IN THE BYLAWS OF THE CORPORATION.”


8.9.9. The provisions of this bylaw shall not apply to any transfer of shares of Preferred Stock of the Company or the shares of Common Stock issued upon conversion thereof.


Example of First Right of Refusal Being Used

Shareholder A would like to sell 10 shares to someone who is not a shareholder at a price of $299 per share.


America's Holding Company gets the paperwork to do the transfer of the share.


Seeing that it is $1 less than what we are currently selling shares for, we will opt to buy the 10 shares at the price of $2990.


This removes the shares from circulation and gives cash to our shareholder.


This also lets America's Holding Company resell those shares and make $1 on the sale of the shares.

Example of First Right of Refusal Being Bypassed

Shareholder A would like to sell 10 shares to someone who is not a shareholder at a price of $301 per share.


America's Holding Company gets the paperwork to do the transfer of the share.


Seeing that it is $1 more than we are currently selling our shares, we confirm the transfer of funds and transfer the shares from Shareholder A to our newest Shareholder.

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