Retirement is changing
The world we live in now is nothing like the world of 10 years ago, let alone the world that President Roosevelt signed the Social Security Act into on August 14, 1935.
Since then, almost everything has changed, except the fact that we all make money and pay into social security.
In our new world though, you can add tremendous amounts of value to other people's lives with a very small time investment.
How many people do you know that say they will never retire?
As humans, we are hard wired to provide value and work with people.
As humans we are not designed to do nothing.
Without Growth and Contribution, our lives become pointless.
That's one of the reasons that we see our world changing.
It isn't that some people can't retire, it's that they love doing what they do and don't need to retire.
My favorite example of this is Warren Buffett.
Warren Buffett is 91 years old and was born on August 30, 1930.
He has access to enough resources to do whatever he wants, whenever he wants, however he wants to do it.
He has been financially independent and has been for at least the last 50 years.
He doesn't have to do anything.
He chooses to do things.
He chooses to use his time however he wants to use it, and still manages to bring immense value to all his shareholders.
Life is not about retiring, it's about creating time freedom.
Time is the most valuable asset in the world, and it is our goal to help our shareholders to get to time freedom as quickly as possible.
Time freedom is what allows people to chase their dreams.
Time freedom is what retirement is all about.
What if you could create a world that gave you time freedom while still adding value to others in your unique way?
That is our mission here at America's Holding Company, and the reason that 51% of our company is set aside for the people who help our society function.
Understanding how Class B Shares Work
The Class B shares are set aside for the people who are investing time within our ecosystem to help it grow.
The goal is to use the Class B shares as a vehicle to help our people take a break from life, and live in the moment.
This can be short term, or long term.
It can be a way for them to try to learn new skills, or build a new company, or take time off to be with family.
Unlike the current social security system that you can only utilize when you have reached a certain again, these shares you can use throughout life.
For example, you can see how I am using the Class B shares to impact our current education system on the Supporting Education Tab.
When I am supporting my children's school, not only am I putting money away for my children's future, the school gets the benefit of that investment right now.
If we keep investing into their education through America's Holding Company Inc. they will build up a pile of Class B shares.
These shares can then be owner financed back to America's Holding Company Inc. over time.
Let's pretend they graduate and decide to go to college.
They could sell their shares to generate funds to fund their own education.
Let's pretend they went to college for a year and decided it wasn't for them.
They still have the recurring revenue coming in from selling their shares over time and can redirect that into building a business.
They could take the cashflow and go adventure through europe.
They have the choice to decide what they do next.
Our goal is to help people fund their dreams, not dictate what those dreams should be.
Class B Earning Opportunities
If these shares are so valuable for retirement purposes, how are the even earned?
There are a few core ways to earn Class B shares from America's Holding Company Inc.
First: Spending money on educational activities through America's Holding Company Inc.
Second: Becoming an educator within our system by promoting your skill set to others and running the payment process through America's Holding Company. Depending on the partnership agreement will determine how much equity you get out of our system.
Third: Work within any of the companies that are a part of our ecosystem. If you work at a company that runs its business as a partner with us, your time will be compensated in equity as well.
Below you can see the Class B Equity you earn by being a part of our economy over time.
Owner Financing Your Class B Shares
Your class B shares may only be sold back to America's Holding Company Inc.
It is your choice to decide how you would like to receive the funds from that sale.
Here are the options:
100% Cash Out
125% Owner-Financed Over 3 years
150% Owner-Financed Over 5 years
200% Owner-Financed Over 10 years
250% Owner-Financed Over 15 years
300% Owner-Financed Over 20 years
Below is a breakdown of how this looks based upon a $300 stock price and 10 shares owned
Examples of this in action are below
100% Cash Out Example
If you decide to cash out completely, you have two options.
First, we could transition your Class B shares into Class C shares, and you may take them to the open market to sell them.
Second, we could do an average of the last 5 Class C transactions and use that as the purchase price for each share.
This allows you to get the cash without needing to do any of the work to sell your shares.
It also means that you will be getting the average of the last 5 transactions which may leave additional money on the table.
The last 5 transactions will also dictate the owner financed payout route if you decide to go that way.
Share Price:
$325
Shares Owned:
10
Total Payout:
$3,250
Monthly Payments:
$3,250
# of Months
1
3 Year Owner Financed Example
When you decide to owner finance something to us, we start by determining the value of the shares.
The base value is what we are currently creating new shares at.
This is calculated by Total Contract Value/Number of Shares received=Value Per Share
Next, we look at the current market value.
We will be getting the average of the last 5 transactions of Class C shares.
This average is then set as the current share price.
We will then use whichever value is higher of the two to determine your share price.
Let's pretend that the average of the last 5 transactions was $325 per share and we are creating shares at a price of $300 per share.
Based on these rates, you would be owner financing to us at a rate of $325 per share.
Now we will multiple that price by the number of shares you have, let's assume 10 shares for simple math.
This gives us the total cash-out payment of $3,250.
Now we multiple that total cash-out payment by 125% since we are financing it over 3 years.
This means that your shares will sell for $4062.50 instead of $3,250.
Now we take the total payout of $4062.50 and divide it by 36 months.
Your monthly payout will be an additional $112.85 per month over the next 36 months.
Share Price:
$325
Shares Owned:
10
Total Payout:
$4,062.50
Monthly Payments:
$112.85
# of Months
36
5 Year Owner Financed Example
When you decide to owner finance something to us, we start by determining the value of the shares.
The base value is what we are currently creating new shares at.
This is calculated by Total Contract Value/Number of Shares received=Value Per Share
Next, we look at the current market value.
We will be getting the average of the last 5 transactions of Class C shares.
This average is then set as the current share price.
We will then use whichever value is higher of the two to determine your share price.
Let's pretend that the average of the last 5 transactions was $325 per share and we are creating shares at a price of $300 per share.
Based on these rates, you would be owner financing to us at a rate of $325 per share.
Now we will multiple that price by the number of shares you have, let's assume 10 shares for simple math.
This gives us the total cash-out payment of $3,250.
Now we multiple that total cash-out payment by 150% since we are financing it over 5 years.
This means that your shares will sell for $4875.00 instead of $3,250.
Now we take the total payout of $4875 and divide it by 60 months.
Your monthly payout will be an additional $81.25 per month over the next 60 months.
Share Price:
$325
Shares Owned:
10
Total Payout:
$4,875.00
Monthly Payments:
$81.25
# of Months
60
10 Year Owner Financed Example
When you decide to owner finance something to us, we start by determining the value of the shares.
The base value is what we are currently creating new shares at.
This is calculated by Total Contract Value/Number of Shares received=Value Per Share
Next, we look at the current market value.
We will be getting the average of the last 5 transactions of Class C shares.
This average is then set as the current share price.
We will then use whichever value is higher of the two to determine your share price.
Let's pretend that the average of the last 5 transactions was $325 per share and we are creating shares at a price of $300 per share.
Based on these rates, you would be owner financing to us at a rate of $325 per share.
Now we will multiple that price by the number of shares you have, let's assume 10 shares for simple math.
This gives us the total cash-out payment of $3,250.
Now we multiple that total cash-out payment by 200% since we are financing it over 10 years.
This means that your shares will sell for $6500.00 instead of $3,250.
Now we take the total payout of $6500 and divide it by 120 months.
Your monthly payout will be an additional $54.17 per month over the next 120 months.
Share Price:
$325
Shares Owned:
10
Total Payout:
$6,500
Monthly Payments:
$54.17
# of Months
120
15 Year Owner Financed Example
When you decide to owner finance something to us, we start by determining the value of the shares.
The base value is what we are currently creating new shares at.
This is calculated by Total Contract Value/Number of Shares received=Value Per Share
Next, we look at the current market value.
We will be getting the average of the last 5 transactions of Class C shares.
This average is then set as the current share price.
We will then use whichever value is higher of the two to determine your share price.
Let's pretend that the average of the last 5 transactions was $325 per share and we are creating shares at a price of $300 per share.
Based on these rates, you would be owner financing to us at a rate of $325 per share.
Now we will multiple that price by the number of shares you have, let's assume 10 shares for simple math.
This gives us the total cash-out payment of $3,250.
Now we multiple that total cash-out payment by 250% since we are financing it over 15 years.
This means that your shares will sell for $8,125.00 instead of $3,250.
Now we take the total payout of $8,125 and divide it by 180 months.
Your monthly payout will be an additional $45.14 per month over the next 180 months.
Share Price:
$325
Shares Owned:
10
Total Payout:
$8,125
Monthly Payments:
$45.14
# of Months
180
20 Year Owner Financed Example
When you decide to owner finance something to us, we start by determining the value of the shares.
The base value is what we are currently creating new shares at.
This is calculated by Total Contract Value/Number of Shares received=Value Per Share
Next, we look at the current market value.
We will be getting the average of the last 5 transactions of Class C shares.
This average is then set as the current share price.
We will then use whichever value is higher of the two to determine your share price.
Let's pretend that the average of the last 5 transactions was $325 per share and we are creating shares at a price of $300 per share.
Based on these rates, you would be owner financing to us at a rate of $325 per share.
Now we will multiple that price by the number of shares you have, let's assume 10 shares for simple math.
This gives us the total cash-out payment of $3,250.
Now we multiple that total cash-out payment by 300% since we are financing it over 20 years.
This means that your shares will sell for $9,750.00 instead of $3,250.
Now we take the total payout of $9,750 and divide it by 240 months.
Your monthly payout will be an additional $40.63 per month over the next 240 months.
Share Price:
$325
Shares Owned:
10
Total Payout:
$9,750
Monthly Payments:
$40.63
# of Months
240
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America's Holding Company Inc.
