What if the things you paid into were built to pay you back?
Most people spend their whole life paying into systems they'll never own. AHC is built on a different belief: your time is worth something, and the longer you show up, the more you should own.
You pay. Someone else owns.
Taxes, rent, subscriptions. Month after month, year after year, and at the end of it you own nothing you didn't own when you started. Your time built someone else's balance sheet.
You show up. You build a stake.
Time compounds. Staying should mean building, not just paying. And what you build should belong to you, in a company that is designed to be owned by the people it serves and never sold out from under them.
A membership, and a frame for what matters most.
Every year you're a member, you receive a picture-frame Christmas ornament, something to hold the most important moment of your year. No company can tell you what that moment is. We can give you something worth putting it in.
- An annual picture-frame Christmas ornament, delivered to your door
- Membership in a community of people who believe their time has value
- The Ownership Mindset: free content on owning your mind, your money, and your future
- A front-row seat, in public, as the ownership program gets built the right way
“We can't tell you the most important moment of your year — but we can give you a frame to hold it.”Justin Stephens, Founder
Three ways your time turns into ownership.
Once our share offering is qualified by the SEC, here is what membership is built to do.
Day one: 10 welcome shares
When you join, you get 10 Class C shares at $1 each, well below their value, so your ownership starts the day you do. One welcome grant per person, ever.
Every year: your dues buy shares
Of each $27 payment, $10.33 is designed to buy Class B shares at their Fair Market Value at the end of each membership year. Every dollar set aside for shares buys shares.
Every year you stay: a bigger bonus
Starting in year two, you also get loyalty bonus shares: 10 at the end of year two, 20 at the end of year three, and up by 10 each year you stay.
| Membership year | Bought with dues* | Loyalty bonus | Class B that year | Total Class B |
|---|---|---|---|---|
| Year 1 | 22.8 (+10 Class C welcome shares) | 0 | 22.8 | 22.8 |
| Year 2 | 24.8 | 10 | 34.8 | 57.6 |
| Year 3 | 24.8 | 20 | 44.8 | 102.4 |
| Year 5 | 24.8 | 40 | 64.8 | 222.0 |
| Year 10 | 24.8 | 90 | 114.8 | 696.0 |
*Illustration only, at a hypothetical Fair Market Value of $5.00 per share. The real price is set monthly by the Board from the company's net asset value and will move up or down. Shares bought with dues will rise or fall with that price; loyalty bonus shares do not depend on it.
Designed so it can't be taken from you.
Your shares are yours
Cancel anytime. Shares you've been issued stay yours. You just stop adding to them, and your loyalty bonus count starts over if you come back.
Sell back anytime
No holding period. AHC is designed to buy shares back at Fair Market Value within 90 days, or pay Class B holders in monthly installments over 3, 5, or 10 years.
Never for sale
AHC is built to be owned by the people it serves. Its control shares are designed to sit in a Stewardship Trust that is forbidden from selling the company.
Founder paid last
The founder's pay comes only from retail ornament profits, never from member dues or share money, and must be approved by an independent director.
Built by someone who knows what it costs to start over.
I'm Justin Stephens. I grew up in the mountains of Idaho, spent nine years in sales, tried to build my own businesses, went through a divorce, and started stocking shelves at WinCo Foods at midnight in August of 2025. I chose WinCo because it's employee-owned, because I believe ownership changes what work means.
America's Holding Company is the idea I've been building since 2022. It's my proof that ownership doesn't have to be something only the wealthy get to experience. Time is the great equalizer. You can't buy more of it. You can only decide where you spend it.
An honest note about shares
America's Holding Company Inc. is preparing an offering of its shares under Tier 2 of Regulation A, which must be qualified by the Securities and Exchange Commission before any shares can be sold. No money or other consideration is being solicited for shares, and if sent in response, it will not be accepted, until the offering statement is qualified. No offer to buy shares can be accepted, and no part of the purchase price can be received, until the offering statement is qualified, and any offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of its acceptance is given after qualification. An indication of interest involves no obligation or commitment of any kind.
This page describes how the AHC ownership program is designed to work. It is not an offer to sell, or a solicitation of an offer to buy, any security. The full terms will be set out in our offering circular. Share values can go down as well as up, shares may never have a public market, and nothing here is a promise about future value, dividends, or liquidity. Parts of the design described here, including the voting structure and the Stewardship Trust, take effect only once the related corporate filings are complete.
Today, a $27 monthly membership buys your membership and your annual ornament. Questions? Email [email protected].
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America's Holding Company Inc.
